Fidelity IRA question

[ItalianFX]

Mods, please don't lock this.

So I'm a little risk-averse it seems. I currently have a Roth IRA account with Fidelity. Well, I talked to a financial advisor, for anyone who is familiar with that thread, and she wanted me to liquidate out of Fidelity and hook up with some mutual funds in the American Funds. Well, it's been like 3 months now and it still hasn't switched over. I'm getting pretty pissed about it, so I'm thinking about just saying "screw it" and staying with Fidelity.

Anyone have any opinions? I know mutual funds are regarded as bad investments, but are they really for someone who is risk-averse? Maybe I can buy some Gold funds with Fidelity?

My next question is, I have about 7.5k in Fidelity. If I stay with it, what is the best thing to go with? I think the commissions are pretty hefty, but anything long term should be alright. My friend recommended the Tocqueville Gold Fund, which I was thinking about putting some money into. Is it too late or no?

Thanks for the help.