Straddling before the cards are dealt

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Example: you post your big blind and next player straddles, I would say it is too late to take the blind down.

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Disagree. If I don't want to lose my BB to a straddle, I should have the right to skip the hand and post my missed blinds later.

To be consistent, if a new player posts his blind in the CO and suddenly UTG announces "Live straddle!", do you feel that the new player has to leave his post in?

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I see these as being different. The player posting in the CO does not impact the UTG player's ability to straddle. This isn't a big deal as I have never seen it come up. In your example at some point the chips have to stay in if a new player sits in the CO and posts, then UTG says "straddle" then the cut off says "ok, I'll wait" and UTG responds by taking back their straddle, which causes the CO to post etc. I have never seen a rule address this.