Any reason NOT to switch to Emigrant from ING?

[balkii]

I am considering opening an Emigrant direct account and moving from funds there instead of ING. I don't have a lot of money, so the $$ amount in extra interest is really not huge, but emigrant has historically had higher rates than ING, and half a percent is half a percent no matter how much you have.

Reviews, comments or complaints on Emigrant direct are welcome.

Anyone who has used both? Which did you prefer?

Is there a referal system whereby I can get some extra $$ for signing up from someone?

Thanks