Final 4 Chip Leader $10 Stars SNG Fold or Call?

[Merek007]

PokerStars No-Limit Hold'em Tourney, Big Blind is t600 (4 handed)

Villians steals regularly, I have been passive. I haven't defended blinds much. Villian has been AI preflop 7-9 times in last 40 hands. Only seen cards twice. He won race with K-trash and something I forget. He has been short stacked the whole time.

Button (t4996)
SB (t4251)
Hero (t13930)
UTG (t3823)

Preflop: Hero is BB with T, K.
UTG raises to t3773</font>, 2 folds</font>, Hero calls t3173.

My logic at the time was I could afford a coin flip and 30% of the time I have the best hand, but looking at it.... I don't need to be in a coin filp. ?????
Thanks ...my big stack game is sad. Guess I don't get enough practice. [img]/images/graemlins/grin.gif[/img]