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  #1  
Old 11-28-2007, 06:44 PM
sublime sublime is offline
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Default bank of america CC offer i recieved

1.9% APY on everything including cash advances till June of 08

this is free money and i should take this, no? i read the terms and don't see any catches(assuming no payments are late). that being said, i figured i would check before just getting another line of credit that i probably wont use.

i can assume risks and would probably put this in the market over that time period.
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  #2  
Old 11-28-2007, 07:01 PM
bluef0x bluef0x is offline
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Default Re: bank of america CC offer i recieved

Make sure you don't use 100% of the credit and make the monthly payments [img]/images/graemlins/smile.gif[/img]
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  #3  
Old 11-28-2007, 07:08 PM
sublime sublime is offline
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Default Re: bank of america CC offer i recieved

yeah on surface that seemed like only risk, but i wanted to see if there was more. i dont 'hustle' crdit cards on the norm.
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  #4  
Old 11-28-2007, 07:11 PM
bluef0x bluef0x is offline
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Default Re: bank of america CC offer i recieved

[ QUOTE ]
yeah on surface that seemed like only risk, but i wanted to see if there was more. i dont 'hustle' crdit cards on the norm.

[/ QUOTE ]

I think 80% is the suggested limit to use. You can transfer credit from other cards onto the new one, most likely, to increase the amount of $$ you can invest.
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  #5  
Old 11-28-2007, 07:38 PM
stinkypete stinkypete is offline
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Default Re: bank of america CC offer i recieved

[ QUOTE ]
[ QUOTE ]
yeah on surface that seemed like only risk, but i wanted to see if there was more. i dont 'hustle' crdit cards on the norm.

[/ QUOTE ]

I think 80% is the suggested limit to use. You can transfer credit from other cards onto the new one, most likely, to increase the amount of $$ you can invest.

[/ QUOTE ]

i'm pretty sure sublime isn't a moron, which means he doesn't have (high interest) credit card debt to transfer
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  #6  
Old 11-28-2007, 10:23 PM
sublime sublime is offline
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Default Re: bank of america CC offer i recieved

yeah i have zero cc balance. i want to add some good balance though (like the above).
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  #7  
Old 11-28-2007, 10:33 PM
sublime sublime is offline
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Default Re: bank of america CC offer i recieved

wtf i just went directly to the BOA site and that offers 0% for 6 for the same card.
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  #8  
Old 11-28-2007, 10:41 PM
bluef0x bluef0x is offline
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Join Date: May 2005
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Default Re: bank of america CC offer i recieved

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
yeah on surface that seemed like only risk, but i wanted to see if there was more. i dont 'hustle' crdit cards on the norm.

[/ QUOTE ]

I think 80% is the suggested limit to use. You can transfer credit from other cards onto the new one, most likely, to increase the amount of $$ you can invest.

[/ QUOTE ]

i'm pretty sure sublime isn't a moron, which means he doesn't have (high interest) credit card debt to transfer

[/ QUOTE ]

I'm not talking about the current ratio or the total of all his cards.
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  #9  
Old 11-28-2007, 10:42 PM
bluef0x bluef0x is offline
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Join Date: May 2005
Location: Sacramento
Posts: 2,295
Default Re: bank of america CC offer i recieved

[ QUOTE ]
wtf i just went directly to the BOA site and that offers 0% for 6 for the same card.

[/ QUOTE ]

There's a lot out there [img]/images/graemlins/wink.gif[/img] Check out the list at fatwallet's finance forum... they have a giant list of 0% credit cards that can be easily attained with decent credit.
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  #10  
Old 11-29-2007, 12:54 AM
stinkypete stinkypete is offline
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Join Date: Jul 2004
Location: lost my luckbox
Posts: 5,723
Default Re: bank of america CC offer i recieved

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
yeah on surface that seemed like only risk, but i wanted to see if there was more. i dont 'hustle' crdit cards on the norm.

[/ QUOTE ]

I think 80% is the suggested limit to use. You can transfer credit from other cards onto the new one, most likely, to increase the amount of $$ you can invest.

[/ QUOTE ]

i'm pretty sure sublime isn't a moron, which means he doesn't have (high interest) credit card debt to transfer

[/ QUOTE ]

I'm not talking about the current ratio or the total of all his cards.

[/ QUOTE ]

i'm not either, but i did misread your post
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