beat: robbed of $30k

socloseyosoclose · #1 11-26-2007, 10:44 PM

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Try to get your car insurance to pay for it?

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In that case someone stole last weeks winning Powerball ticket that I left in my car.

MicroBob · #2 11-26-2007, 10:49 PM

Make sure to tell them that the tree that landed on your car is a Ficus.

Dranoel · #3 11-26-2007, 10:56 PM

Your car insurance usually won't cover the theft of items inside of your vehicle.

But, your Home owners or Renters Insurance will. Fingers crossed for you having a policy.

Alobar · #4 11-26-2007, 11:25 PM

[ QUOTE ]
Your car insurance usually won't cover the theft of items inside of your vehicle.

But, your Home owners or Renters Insurance will. Fingers crossed for you having a policy.

[/ QUOTE ]

you have to actually be able to prove you owned it...so unless he has a receipt or pictures of his gold coins hes SOL

MicroBob · #5 11-26-2007, 11:36 PM

man, frauding insurance companies must be insanely easy.
I mean, I know that people do it and that probably has a big effect on the rates I have to pay.
But it's practically like they're telling you, "take pics of your gold-coins...buy insurance from us... then call us in a few months and tell us it was stolen."

lapoker17 · #6 11-26-2007, 11:42 PM

i have been reimbursed for expensive stuff taken out of my car under my auto policy. i have usaa, so not sure if normal insurance companies do this, but it's not as ridiculous as some are suggesting.

MicroBob · #7 11-26-2007, 11:48 PM

I wasn't sure about that either.
I had stuff taken out of my car on a break-in a long time ago and my car-insurance rep asked it was worth more than $500 and it wasn't.
So I guess with my policy I would have gotten some of it back if it was worth $500.

Definitely worth asking about and then trying to file a claim if you have any chance.
Although in my heart of hearts I really don't think the insurance company should have to pay for the OP's stupidity.

Dranoel · #8 11-27-2007, 12:18 AM

[ QUOTE ]
i have been reimbursed for expensive stuff taken out of my car under my auto policy. i have usaa, so not sure if normal insurance companies do this, but it's not as ridiculous as some are suggesting.

[/ QUOTE ]

My SUV had gotten broken into (a few months ago) and my car insurance (Geico) did not cover the items- but my Renter's Insurance (Geico) did. Yeah, weird- but true.

Thank God for that- $2,300 in items stolen. $1,800 check cut. I had a $500 deductible.

I now have a $700 Clifford alarm system installed. I can "talk" to my SUV up to a mile away and know what's going on. I also enjoy the remote start. [img]/images/graemlins/cool.gif[/img]