Spinning out on a crowded highway trip report

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God I hope that scumbag hits a tree or sth. 'Sorry man, glad you're OK, I just didn't see you because <w/e>.' How much would it actually cost him, financially, just to hang around? Shouldn't be more than like a couple hundred bucks in higher insurance premiums right?

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Yes, assuming that he has insurance and a license, etc. He may well not have stopped because he didn't have insurance, didn't have a license, had outstanding warrants for unpaid tickets, or the like. If any of those things were the case, it would cost him a lot more than $200 to do the right thing.