How necessary is it?

[sunnycalifornia]

I currently have a few hundred dollars at Stars that I will be moving to FTP soon to clear the $600 bonus and after FTP I will move to UB to clear their bonus. My question is, do I need epassporte? (this is the only ewallet option for Americans right now right?) Can I just ask for a check to withdraw from these sites and then redeposit? Essentially what I am asking I guess is whether epassporte is necessary for an American player because I'm not sure if I want to deal with the fees/hassle of signing up, etc.