Electric Orange ING checking

[ilikeaces86_]

Looks pretty good. If you have over 100k in there you get 5.3% APY which is a very good rate and you get the benefits of having of it being a checking account rather than just a savings account. You cant get paper checks for it which sucks but still something to think about. Heres the link. ING's

[IdealFugacity]

you don't need paper checks. Keep them with your brick&mortar bank, (like 250-500 dollars)

[gull]

I use ING checking along with a free BofA checking account that I deposit checks into.

[TheMetetron]

If you keep 100k in that account you are an idiot unless you are worth tens of millions.

[ilikeaces86_]

[ QUOTE ]
If you keep 100k in that account you are an idiot unless you are worth tens of millions.

[/ QUOTE ]

Well I have a lot of expenses and I want to keep some cash liquid as I am looking into a house sometime this year possibly and I would need the $ for the downpayment. Obviously I wouldn't let it sit there for years.

[gull]

Keeping 100k in a high-yield account doesn't make anyone an idiot. I can think of plenty of reasons for wanting that liquidity (like buying a house in the near future).

[ChrisConstantine]

I think Etrade is 5%+ without having to maintain a minimum and you have a wide range of investment opportunities.