How to build credit

[Henry17]

I don't think you are understanding my point. It isn't about credit score. I don't care about my score since I have never bought anything on credit and I never will.

I don't see why it is so hard to understand that a few thousand dollars is not worth risking the possibility of having people look down on me.

I do believe that everyone is connected by X degrees of separation and I do believe that people talk and gossip a lot.

Even if no one ever found out I would still know and I'd feel pathetic for doing it. No amount of money is worth that.