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  #31  
Old 10-09-2007, 01:08 AM
RollTideTyler RollTideTyler is offline
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Join Date: May 2007
Location: Ttown
Posts: 78
Default Re: Legal options for an annoying situation?

[ QUOTE ]
jeeze fraternities are even gayer than i thought

[/ QUOTE ]

starting to realize this...

notice your location is in pittsburgh...i actually started my college career at the university of pittsburgh, and thats where i pledged and got initiated. greek life up there is a lot less serious and very different than it is down here. that being said...leaving pittsburgh probably added a few years onto my life, that city is disgusting
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  #32  
Old 10-09-2007, 01:09 AM
RollTideTyler RollTideTyler is offline
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Join Date: May 2007
Location: Ttown
Posts: 78
Default Re: Legal options for an annoying situation?

[ QUOTE ]
I would send the letter, but not the check. Sending them any more money might act as a "ratification" of the contract, when you might want to argue later that no contract ever existed.

Send the letter saying that you do not owe them anything and that you will sue them under the FRCA if they ding your credit.

[/ QUOTE ]

whats the FRCA?

guess: federal something consumer act
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  #33  
Old 10-09-2007, 01:18 AM
DrewDevil DrewDevil is offline
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Join Date: Mar 2006
Posts: 5,715
Default Re: Legal options for an annoying situation?

FCRA - Fair Credit Reporting Act
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  #34  
Old 10-09-2007, 04:12 AM
Torello Torello is offline
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Join Date: Jun 2007
Posts: 114
Default Re: Legal options for an annoying situation?

[ QUOTE ]


Pay them what you believe you owe by check.

When it hits your credit report dispute it.

If the company can't provide sufficient enough documentation to show the debt is valid within 30 days it will be removed from your report. From your story it doesn't sound like they will be able to do that.

[/ QUOTE ]


This is the correct answer.
You can dispute hits to your credit.
Include with your check a brief letter explaining that this is all you're paying and that you will dispute any credit hit.
80% they take it and you're done.

Edit: Threatening to sue them is probably pointless, and not-paying them $50 may really reduce the chance they leave you alone.
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  #35  
Old 10-09-2007, 05:37 AM
im a model im a model is offline
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Join Date: Feb 2007
Location: im too sexy for my loc
Posts: 799
Default Re: Legal options for an annoying situation?

im not really familiar with american laws because i can run really fast, but i would suggest putting the address that they give you to send the money to on a box, but instead of putting the money in the box, you put yourself in the box so you get mailed to their headquarters. then when you arrive tell them they are a bunch of jerks and if they dont make this stuff go away you are going to slice them up. its also a good idea to say that you have done this before to a similar business that didnt cooperate with you and their employees are now SEVERLY sliced up.

then ask them where their outgoing mail is and put yourself inside another box with your address on it so you can go home.
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