I've got 100K, now what?

[jively]

[ QUOTE ]
I like it too, except for "voilà."

[/ QUOTE ]
Actually, OP said he is risk averse. Maybe $50K should be in the above allocation, and the other $50K in a Short-Term bond fund.

-Tom

[ilikeaces86_]

[ QUOTE ]
[ QUOTE ]
I like it too, except for "voilà."

[/ QUOTE ]
Actually, OP said he is risk averse. Maybe $50K should be in the above allocation, and the other $50K in a Short-Term bond fund.

-Tom

[/ QUOTE ]

No he will be fine with all of it in stocks.

[UncleKraut]

Thanks guys for all of the suggestions. I'll definitely look into the Vanguard index funds.

[hlacheen]

Index funds are the key if you don't want to research and keep up with individual companies.

Also, if you have a decent time horizon, putting 50% in bonds is ridiculous.

[Sand]

[ QUOTE ]
[ QUOTE ]
I like it too, except for "voilà."

[/ QUOTE ]
Actually, OP said he is risk averse. Maybe $50K should be in the above allocation, and the other $50K in a Short-Term bond fund.

-Tom

[/ QUOTE ]

I am fairly risk averse and went with 25% domestic large cap indexes , 25% domestic small cap indexes , 25% bond related, and 25% international. All ETFs. I am comfortable with the distribution (pretty much followed the strategy laid out in Random Walk Down Wall Street).

[jimmyfingers]

[ QUOTE ]
[ QUOTE ]
I like it too, except for "voilà."

[/ QUOTE ]
Actually, OP said he is risk averse. Maybe $50K should be in the above allocation, and the other $50K in a Short-Term bond fund.

-Tom

[/ QUOTE ]

a poker player should be able to stomach a lot more risk than the average person, even if they do consider themselves risk averse. assuming OP is a poker player

[bav]

[ QUOTE ]
I am risk averse. I'm not looking to buy penny stocks and make a quick buck. Rather, I'm looking for some solid investments for the long term, i.e. Mutual Funds, Blue Chips, etc...

[/ QUOTE ]
I would ignore the term "risk averse" here and go with "solid investments for the long term" and say he can skip the bond funds. I don't think he means he's risk averse in the traditional sense; walking into a financial advisor and saying "I'm risk averse" will tend to get 70% of your money invested in grubby low-yielding, ultra-safe bonds. That's not what any young person with money to invest wants unless they are intending to pull the money out for a down payment on a house in 2 years, or some such. But his description is that he basically wants to invest in stocks for the long term...cool.

Pretty much any standard mix of not-too-aggressive mutual funds should do the trick.

[Sand]

[ QUOTE ]


Pretty much any standard mix of not-too-aggressive mutual funds should do the trick.

[/ QUOTE ]

Don't ETFs generally have a better overhead structure? What is the rationale for mutual funds in lieu of ETFs?

Perhaps you know something I don't (not a hard thing to achieve, really). ;-)

[bav]

ETF is fine, too. I lump them together. A basket o stocks.