if we go into a recession or bear market

[gull]

[ QUOTE ]
TIPS are so nice right now.

[/ QUOTE ]

Actually, the TIPS yields are quite low now.


If you guys want exposure to TIPS, CCFs, or REITs, here is what I would recommend:

TIPS: IPE

CCFs: PCRIX (this may not be available to you, my next choice would be DBC)

Domestic REITs: VNQ

Foreign REITs: WPS

Typically, these aren't very tax efficient and should be held in tax-advantaged accounts. The only exception is foreign REITs. The reason is that if you put it in an IRA to try and save on taxes, you actually lose the foreign tax credit.