Insurance For Force Majeure Circumstances In Poker

[Indomitus]

Hi!i ask this question about online poker,but i suppose it also can be applied to live games.So here is the question:for example you have all of your money on just one poker site.if you lose them(not at the poker tables,but because of force majeure occasion-like account block)-you will have no option to take it elsewhere,or you just don't want to take debts.would you put some of your money for insurance of account block or another occasion into another poker site or online payment system?if so-which amount for insurance will you take?

[Indomitus]

I'll better rephrase question to make it more clear:"is it worth to keep all your gamblnig money on just one poker site?if no,how to distribute them better?"

[Romeo83]

Getting your account banned does not constitute a force majeure