How to build credit

[inishowen]

CC's are ridiculously easy to get. Get one, pay off the balance every month = good credit rating.

or


Go to the bank you have your checking account with. Take out a personal loan. Do not spend the money. Make minimum payments on the loan for a couple months. Third or fourth month pay it all off. Repeat a couple of times.

Potential problem will be your employment. Most banks require that you be in the same job for at least 2 years for a personal loan. You may need a cosignor or have to deposit more money with the bank to qualify.