How to build credit

[Henry17]

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Tell me Henry, have you ever refused to purchase a car/house/condo/anything because you wanted to pay more money for the same thing?

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Yes. Many times. I'll pay a premium to be 100% certain that the item I'm buying is neither hot nor a knock-off. I will also pay a premium for better service. I'll pay a premium to not have to deal with other people. I also will not use a coupon under any circumstances.

I see this as similar to going to a chain restaurant where they give you free stuff on your birthday. If you are in university and do this fine. If you are well off and do this then that is pathetic.