do you play with chat turned on?

[DaycareInferno]

i leave all chat turned off when i am playing, because i figure its really more of a distraction that its worth. every once in a while you'll gain some useful information, but it also makes it a lot easier to tilt, because you just hate people so much more. there's nothing quite like sitting through a couple of fish "breaking down" a hand when you're running bad.

do you guys think it helps more than it hurts?