Re: Banks to use in Cambridge/Boston?
There is also MITFCU - MIT Federal Credit Union which is nice if you're all about the credit unions which I was prior to getting here. And you're lucky because they just finished setting up a branch in the student center so that you no longer have to walk all the way to Tech Square to get any service. You'll see them at booths and [censored] during orientation - free student checking etc and they have a mastercard debit card and there are ATMs in the student center and what not that I believe are surcharge free for them.
BofA is the other answer. Again, there is a branch in the student center so these are your best two options. BofA is ubiquitous, but also an evil devil bank. I have accounts with both of the options I gave you so they may also be unavoidable.
Also - enjoy freshman physics!
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