#11
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Re: Just bought a car. Can I take it back??
OP,
Sounds like you're screwed, but I do think it's a pretty sweet degen move to impulse buy a car before checking to see if you can afford the payments. |
#12
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Re: Just bought a car. Can I take it back??
[ QUOTE ]
OP, Sounds like you're screwed, but I do think it's a pretty sweet degen move to impulse buy a car before checking to see if you can afford the payments. [/ QUOTE ] Yeah, drove by the lot and stopped to take a look. 3 hours later I'm in the poor house with a beamer. If only I woulda taken the long way home [img]/images/graemlins/crazy.gif[/img] |
#13
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Re: Just bought a car. Can I take it back??
I find it fascinating that you could write a check for $9k (assuming it's good) but you can't afford payments on a $14k loan.
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#14
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Re: Just bought a car. Can I take it back??
Is poker a viable income supplement?
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#15
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Re: Just bought a car. Can I take it back??
Buy gap insurance. Park the car in the ghetto with the windows rolled down and the keys on the front seat. Collect insurance money.
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#16
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Re: Just bought a car. Can I take it back??
[ QUOTE ]
I find it fascinating that you could write a check for $9k (assuming it's good) but you can't afford payments on a $14k loan. [/ QUOTE ] Yeah, the check is good. My rent is really high and combined with other bills = me being in over my head. I could have had less of a down payment and financed more I guess but I was thinking the way I did it was the more fruitful way. |
#17
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Re: Just bought a car. Can I take it back??
[ QUOTE ]
[ QUOTE ] I find it fascinating that you could write a check for $9k (assuming it's good) but you can't afford payments on a $14k loan. [/ QUOTE ] Yeah, the check is good. My rent is really high and combined with other bills = me being in over my head. I could have had less of a down payment and financed more I guess but I was thinking the way I did it was the more fruitful way. [/ QUOTE ] Oh OK. That's cool. I figured that the typical American had $500 in the bank and $4k worth of bills every month, so found it weird that you'd acquire $9k with a fairly small (within a few hundred of your previous nut) income and a tendency to impulse buy cars. |
#18
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Re: Just bought a car. Can I take it back??
[ QUOTE ]
Buy gap insurance. Park the car in the ghetto with the windows rolled down and the keys on the front seat. Collect insurance money. [/ QUOTE ] lol at needing gap insurance if you put 9K cash down - gap covers LTV in excess of 100% |
#19
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Re: Just bought a car. Can I take it back??
Thanks for the help. I guess I'm rooting against a bank financing me (kinda sick).
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#20
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Re: Just bought a car. Can I take it back??
Go to the dealership and explain to them you have to return the car because you can't afford it.... offer them ~$500 for their trouble, and promise to buy a car from them when you can afford it which will likely be very soon.
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