Advice needed - best online method to get my $$ off UB and onto PS

[CheapFlop]

ty gtpitch - but my real question is - do i have to load on that (epassporte) with say a credit card and pay a $5 fee for say $25 in order to then be able to use it to transfer the moneys off UB?

Or is there a way to set up an account without using a credit card and depositing on the site first?