Understanding the Social Security scam

[TomCollins]

Please explain how the surplus is "invested" is different than me "investing" money by promising to save twice as much next year when I spend my money this year on hookers and blow.

I can see it now, the Copernicus Retirement Plan!

Take your retirement money, spend it on hookers and blow, but promise to save next year twice as much to make up for this years expenses!