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#1
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[ QUOTE ]
I am looking at either putting most of the money into index funds (spy, dia, vti, qqqq, etc.) or paying down my mortgage. Which option do you all think would be better in the long run? [/ QUOTE ] What are your goals? If you want to retire in 5 years, I'd say pay down the mortgage. If you want to retire in 30 years, probably the market. |
#2
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If you pay off your house you can pretty much retire or work at a lower paying job closer to home full or part time.
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#3
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Statistically, you would do better in the market but that takes discipline and risk. Paying down the mortgage is risk free and you will sleep easier.
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#4
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Make sure your 401k's , IRA's are maxed out every year then pay down the mortgage with any extra?
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