#1
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is this asset alloc okay or am i crazy?
i originally had 100% in vhgex, a world stock. however, i just got my 401k plans and some extra retirement benefits, with very little selection on the funds i can invest.
my proposed asset alloc is now: vhgex (world stock): 60% nbgix (supposedly small cap but they have low turnover so about 40% have turned into mid cap): 27% aigyx (reit): 8% brhyx (bond): 5% which turns my morningstar box into: 26 15 12 8 12 12 3 7 6 and my portfolio 95% stocks/5% bonds. i think risk i can tolerate, assuming that this has less risk than the 100%equity (vhgex) portfolio i used to have. should i put more in reit and ignore bonds? or is this whole allocation retarded and im just not thinking this through enough? thanks in advance |
#2
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Re: is this asset alloc okay or am i crazy?
without knowing what you can invest in, analyzing your allocation is difficult.
Barron |
#3
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Re: is this asset alloc okay or am i crazy?
How old are you? 20's 30's 40's 50's 60's?
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#4
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Re: is this asset alloc okay or am i crazy?
i am currently 21.
the 60% in vhgex is money that i can invest in anything. however the only accounts i have set up are at vanguard. the other 40% i can invest in: FI: wells fargo stable return northern trust tips northern trust long gvt bond evergreen core bond blackrock high yield Balanced: Wells Fargo Growth Balanced Blackrock Global Allocation Large: Lord Abbett Affiliated Calvert Large Cap Growth Northern Trust S&P 500 Small: Neuberger Berman Genesis Northern Trust Small Company Index Waddell & Reed Advisors Small Cap Intl: Northern Trust Daily EAFE Index MFS Research International Lazard Emerging Markets REIT: Alphine Realty Income & Growth most of these i've never heard of and i need to get this out soon so i dont really have that much time to research it |
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