#1
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Emigrant Direct reduces APY rate
Logged into my account today and the rates have gone from 5.15% to 5.05% APY for American Dream Savings account. Just a heads up.
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#2
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Re: Emigrant Direct reduces APY rate
[ QUOTE ]
Logged into my account today and the rates have gone from 5.15% to 5.05% APY for American Dream Savings account. Just a heads up. [/ QUOTE ] I noticed that the promo header had changed, but when I looked in my account itself, it was still showing 5.15% as the APY. Dare I hope we have been grandfathered in? |
#3
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Re: Emigrant Direct reduces APY rate
I didn't think to look in there. I'm at 5.15 as well. I wonder if we are GF'd in.
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#4
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Re: Emigrant Direct reduces APY rate
[ QUOTE ]
I didn't think to look in there. I'm at 5.15 as well. I wonder if we are GF'd in. [/ QUOTE ] I would think it would have changed yesterday if it was going to change, bankrate.com says the rate change was effective on Sept.29. Anyone else want to chime in here? |
#5
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Re: Emigrant Direct reduces APY rate
Could someone explain to me what being grandfathered in means? Does that mean we get to keep old rates because we were already customers?
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#6
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Re: Emigrant Direct reduces APY rate
I checked my Emmigrant account today and my rate has now dropped to 5.05% from the 5.15% I initially opened the account with. FWIW, I opened my account about 10 weeks ago.
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#7
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Re: Emigrant Direct reduces APY rate
[ QUOTE ]
I checked my Emmigrant account today and my rate has now dropped to 5.05% from the 5.15% I initially opened the account with. FWIW, I opened my account about 10 weeks ago. [/ QUOTE ] ditto. I'm not gonna cry over .1%, especially since the 5.05% is still very competitive. But still... |
#8
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Re: Emigrant Direct reduces APY rate
.1% is $100 diffrence per year on 100K. Doesn't make much diffrence. |
#9
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Re: Emigrant Direct reduces APY rate
They dropped mine down as of today.
Interest Rate: 4.93 % Annual Percent Yield: 5.05 % boohiss |
#10
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Re: Emigrant Direct reduces APY rate
Mine is dropped as well.
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