2p2 Creditworthiness

[jackblack73]

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I have a horrible credit rating. I just put down my parent's address as my last place of residence though. Theirs is like triple-A so I can get whatever I want. [img]/images/graemlins/heart.gif[/img]

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Not sure I understand this. Putting their address down shouldn't have any effect on your credit score. In fact, putting your name on their credit card won't have any effect anymore.

[Dids]

"congrats on 7k"

Didn't read Al's post closely and in the context of this thread, this comment made me have compounding interest nightmares.

[Aloysius]

Dids - hahah I actually didn't understand what he meant at first either (thought "7k" was some weird credit score term or something, even googled it).

Thanks KK - actually I'm always trying to quit 2p2 so it's a bit of a mixed milestone for me haha [img]/images/graemlins/smile.gif[/img]

-Al

[CrazyEyez]

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actually I'm always trying to quit 2p2 so it's a bit of a mixed milestone for me haha [img]/images/graemlins/smile.gif[/img]

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HOW DARE YOU SIR

[talentdeficit]

that estimator thinks mine is 675-725. i have more than twice my annual salary in available credit and almost no balance though, i don't know how that effects my score.

[Jamougha]

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I have a horrible credit rating. I just put down my parent's address as my last place of residence though. Theirs is like triple-A so I can get whatever I want. [img]/images/graemlins/heart.gif[/img]

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Not sure I understand this. Putting their address down shouldn't have any effect on your credit score. In fact, putting your name on their credit card won't have any effect anymore.

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I live in the UK, not US. Also my rating was trashed while in Ireland. Here they ask for your current and previous address and how long you were there and somehow work it out from that.

[Dids]

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I have a horrible credit rating. I just put down my parent's address as my last place of residence though. Theirs is like triple-A so I can get whatever I want. [img]/images/graemlins/heart.gif[/img]

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Not sure I understand this. Putting their address down shouldn't have any effect on your credit score. In fact, putting your name on their credit card won't have any effect anymore.

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I live in the UK, not US. Also my rating was trashed while in Ireland. Here they ask for your current and previous address and how long you were there and somehow work it out from that.

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People do this in the US when running a credit check, which is different from your credit rating, which is specific numberical score often used as part of a credit check.