Help a novice investor

[ArcticKnight]

I have money on the sidelines and would like to invest it a fixed or guaranteed rate interest bearing instrument (or something similar). I'm in Canada, so keep that in mind.


What type of instrument should I be looking for, and what kind of rate of return can I expect from said instrument.

PS. I don't need to get at the funds, if that matters.

Any suggestions would be helpful. I took a fair amount of money out of the market a few months ago, and it's earning nothing really in my investorline account, so I need to do something with it, and I'm too dumb/lazy to do any TA or serious research, and the marlet is iffy right now, so I'm thinking parking some money in something fixed might be good.

I'd even consider another mutual fund, but stuff like T-bill and money market funds seem bad to me right now. I already have enough in agressive funds.

Thanks for any help.