Wife offers deal

[Black Aces 518]

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Also, for anyone who's married, I'd advise using 3 checking accounts, a joint one for bills and such, and separate accounts for each of you for your own stuff. It's not so much that you have your "own" money, or that you're trying to hide purchases you make, it's just that a lot of trouble can be avoided if you aren't pouring over every little purchase that the other person makes.

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I'd advise against this advice and make all fiscal decisions together. But I know others like it this way better.

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Assuming that the middle account is appropriately seeded to fund all bills/savings/etc, why in the WORLD do you want to have to explain your $70 round of golf, or worry about her $120 shoes, or try to explain why you need money to fund your br?

my golf/poker/jiggly room funds come from a totally separate fund source than her shoe/clothing funds. neither of us have to miss out b/c of the other loading up. neither of us have to call the other to make sure there is $$ in the acct before purchasing.