#10
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Re: Prosper.com
I think once the idea of prosper matures a little, it may become a legitimate place to put money. The problem now is that too many lenders aren't using enough discretion and drive rates too low. It is definitely a better deal for the borrowers at this time. If I were going to do it, I would look for borrowers who have a reason to pay the money back. You want to find people who want uncollateralized debt for some reason, not the folks who have no where to go but prosper.
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