Just bought a new car...advice please.

[A_Junglen]

Hey OOT, just purchased my first new car - a modest 2008 Black Honda Civic EX 2dr coupe.

Naturally I got full coverage from my insurance company, but the dealership offered me the following additional services. Of course the natural reaction is "lol insurance is -EV," but some of this stuff seems like it might be worth it.

For what it's worth, I live in a very safe town, but would still be driving occasionally to Fallsview, or Turning Stone. Sometimes maybe goto Cleveland...

Here's the standard warrenty:

* Bumper-to-Bumper Limited Warranty (years/miles) = 3/36,000.
* Powertrain Limited Warranty (years/miles) = 5/60,000.
* Corrosion Limited Warranty (years/miles) = 5/unlimited.
* Accessory Limited Warranty - All Honda accessories are covered up to 3 years or 36,000 miles, depending on time of installation.

And here are the other options they're offering:

Merchanical Breakdown Protection - $1,681
"Provides cost of parts and labor for covered repairs. Includes towing, rental car and roadside assistance for 84 months or 100k miles with Disappearing Deductible."

Theft Protection Program - $279
"Provides security coding protection for your vehicle, and offers a payable benefit of $5,000." So if my car were stolen and my insurance company gave me $18k for example, Honda would give me $5k on top.

Road Hazard Protection - $269
"Tire and Wheel Road Hazard Protection. 100% of repair and/or replacement. Not Pro-rated." They told me even if I bought new tires they'd replace any tire/rim's I bought.

Ultra Lustre - $325
"Exclusive Paint and Fabric Protection against acid rain, road salt, and other harmful elements for up to 5 years."[/b]

Dent Zone - $289
"We Will Repair External Dents and Dings for 5 years, Unlimited Miles."


I paid cash for this vehicle and the money isn't a big deal....that being said I'm not going to pay money on services that aren't necessary.

Any advice would be great, thanks.