Another Clueless Beginner Here

[PokerAce]

I just got done figuring out my taxes for 2005. The good news is that I owe significantly less than I was figuring, so I have some extra cash available. The bad news is that in terms of investing, I only know a little - just enough to be dangerous. I do plan on buying some books and learning, I just don't have the time right now.

I need to open an IRA and put the $4,000 allowed for 2005. I'm planning on opening a Vanguard account to do so. I would also like to invest the extra money I have. Right now I have most of my money sitting in the high interest online savings accounts. As I said before, I don't know enough to trust myself with deciding where to put the extra money. Any suggestions would be much appreciated.

I apologize for the newbie post. I hope to eventually learn enough to be able to contribute something useful to this forum.