Haven't done this in months, hopefully i've learnt something:

[john kane]

I remember back in January or so I was posting how I wanted to have my finances arranged. A number of replies were saying how bad my portfolio was. I'd like to think I've learnt from a mix of views on this forum. Here goes....:

Savings: 58% (highest interest i could find)

Investments: 35% (composed of
staking players: 11% - mid variance
spreadbetting account (long gold, shorting dollar): 8% - high variance
tax free emerging markets fund: 7% - low variance
poker bankroll: 6% - low variance
sportsbetting tips: 3% - high variance

friends who owe me (short term and long term): 7%

what would you do to change this? is having almost 60% in savings unwise? i only have 11% in high variance, is this too much or too little (high variance in that losing most of it is possible)

i know this is hard given it depends what i want to do long term, but assume i will not want to buy anything big in the next 3 years, however in 3 years time i may want to put a large deposit down on a house.

thanks for any thoughts, even if it's just a one liner saying 'pretty dull portfolio, but pretty safe' or 'wtf, put some money into index funds of a mix of domestic and international, low to high cap'.