AT scary river

[metsfan88]

PokerStars No-Limit Hold'em, $0.05 BB (7 handed) Hand History Converter Tool from FlopTurnRiver.com (Format: 2+2 Forums)

SB ($15.33)
Hero ($3.90)
UTG ($8.27)
MP1 ($6.50)
MP2 ($1.73)
CO ($3.71)
Button ($1.44)

Preflop: Hero is BB with A[img]/images/graemlins/heart.gif[/img], T[img]/images/graemlins/club.gif[/img].
<font color="#666666">4 folds</font>, Button calls $0.05, SB completes, Hero checks.

Flop: ($0.15) A[img]/images/graemlins/spade.gif[/img], 7[img]/images/graemlins/club.gif[/img], 4[img]/images/graemlins/club.gif[/img] <font color="#0000FF">(3 players)</font>
<font color="#CC3333">SB bets $0.15</font>, Hero calls $0.15, Button folds.

Turn: ($0.45) 9[img]/images/graemlins/heart.gif[/img] <font color="#0000FF">(2 players)</font>
<font color="#CC3333">SB bets $0.4</font>, <font color="#CC3333">Hero raises to $1.6</font>, SB calls $1.20.

River: ($3.65) 8[img]/images/graemlins/club.gif[/img] <font color="#0000FF">(2 players)</font>
<font color="#CC3333">SB bets $1</font>, Hero calls $1.

Final Pot: $5.65

Results in white below: <font color="#FFFFFF">
SB has 3c Qc (flush, queen high).
Hero has Ah Tc (one pair, aces).
Outcome: SB wins $5.65. </font>

Did I not bet enough on the turn? And also should I have called the river or just folded it?