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Some Financial Aide Help.
I will be enrolling in a Junior College this Spring. I want to get my ducks in a row and make sure this goes as smooth as possible. No [censored], I've already been there done that, and I want this time around to be perfect.
I'm 22, make an estimated $16-18k/year, and will be living on my own. My 2006 W2's are very minuscule, as I didn't work very much in '06. Being that I'm under the age of 24, I will still be considered a Dependant student, and my mother/father's income will be used. Most importantly... I will be attending a JC and enrolling in a 72 credit (@ $135/credit) program. I want to fund my school through Federal aid as much as they're willing to give. If I can't get it 100% completely funded (probably won't), I'd like to find some other sources of aid so I can cover the remainder of school, and my cost of living for an entire year (12 month lease, at $465/month). As well as have some spending money that I can use to buy food, etc. I don't want to pay rent month to month, I'd like to pay off my 1 year lease up front so I don't have to worry about a $465/month rental payment. I feel by doing this, I can save that $465, bank it, and pay off my loans when I'm out of school, and financially better off. Tips, steps, and anything I need to know in order to make this work would be greatly appreciated. So far I know this: (not sure if this is the right track) 1. Fafsa 2. See if Fafsa will cover total cost of tuition + cost of living 3. If unable to cover all expenses (tuition + cost of living)apply for loans through Wells Fargo, Sallie Mae, etc. FWIW, I have about $8k in prior student loans that haven't been payed off, one of which is a Stafford loan, and the other through Sallie Mae. Thanks. |
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