U.S. cc deposit to ftp

[downrange]

I've been reading through some posts about credit card deposit to ftp and two things I'm not sure of (first cc deposit):

- I think my bank will charge a cash adv fee but does ftp or anyone else charge fees for mastercard deposit? I thought I saw a post somewhere with somebody saying something like $5 charged for every $100 deposited from credit card

- ftp's site says "No refunds for mastercard; refunds for technical difficulties or verification issues with visa" - wtf is that? Is it saying that if my card goes through for a $500 deposit and for some reason the money doesn't show up in ftp cashier, too bad for me, bye-bye $500?