Bunch of FTP questions

[Taso]

Hey, I just started playing online poker a few days ago, have been playing live for about 2 and I have a bunch of questions.

1. I'm in the US, is it legal for me to be playing? Will this affect me getting my money via check (I deposited through my debit card, right into FTP)


2. My name is not the same as the name on the FTP account - this wasn't a problem when using debit card, will it be a problem when cashing out? If so, will transfering money to another account with my name on it be a viable solution?


3. I'm 19 years old, will this affect anything? Is it legal for a 19 year old to play online poker (I'm in NY if that matters)


4. What is the "bonus account"? It says I've earned about 18 bucks towards my bonus, how do I go about getting it?


5. What is rakeback that I keep seeing mentioned?


6. Are FTP points good for anything other than getting crap from the store/playing in donkaments?

Thanks in advance, and if anyone sees a "Tasocles" playing 1/2 nl give a "hello", seems no one talks at all playing online.

Taso