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I truly apologize if there's already a topic about this but I couldn't find one.
I am seeking information and advice on taking out a personal loan of something in the ballpark of 5,000 to 10,000 dollars. -I have reasonably good credit (no bad history, never missed a payment, etc., but I've only been using a credit card for about a year - I'm 23 yrs old btw) -I have no real 'job' and very little assets - I'm a small-stakes grinder who basically lives 'paycheck' to 'paycheck' - I presume it would not be wise to tell them I gamble for a living when they want employment information I want this loan because A) obviously, due to the scenario I just described, life is stressful for me and I want to alleviate that B) I think I've reached a psychological point where it's time to look for a 'real' job - but to do this is going to take time and effort for me, as I lack job-finding skills in the first place, in order to invest this time and energy that means either no or significantly decreased playing and so I need money to hold me over and pay the bills. I guess the major questions I have are: 1) given my described situation will it be easy to get this loan? 2) should I go through my bank, or a credit union? Thanks so much in advance - this was hard for me to post, as I feel like I've 'failed' in deciding to play poker full-time, but what can you do. Anyway, would really appreciate some insight before just walking into a bank completely blind. Any and all tips appreciated. |
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