Low Bankroll, $16, Suggestions?

[AdrenalPoise]

Ok I started on Pokerstars with $50, i'm only at 120 FPPs (which is taking surprisingly forever). I mainly play SNG's, because honestly I feel scared betting real money, i'm more comfortable with an even playing field. I've won the 3.25 buy-in $42 on MTT 45ppl twice, and other tourneys, but i found myself burnt all the way down. I can win about 1/3 of 1.10 Turbo (10ppl), or Should I go to 5c-10c NL ring games? Or Limit, all though I hate it? And will i still get FPP with such low blinds, if it requires a 40c rake?