Wiring money to the Rio is simply impossible

[Your Mom]

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since they arent going to hand you 80k in cash.

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Why won't your bank give you 80k in cash? They'll fill out a form for the feds but they should give you the cash. Especially a large bank like BoA.

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If you set it up ahead of time, then maybe. Normally, banks don't have this kind of cash on hand to give out. When I worked at another large nationally known bank, we might have around 100k total in our vault. We wouldn't give 80k to one person at the drop of a hat.