What's your FICO score?

[DonkeyKongSr]

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Keep in mind the difference between 7% and 9% on $100,000 mortgage is about $140 a month for 30 years. Totaling about 50K.

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[censored] that is a lot of money. How can people afford to buy houses again?

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I dunno. In California, if that's accurate, that 2% difference likely means about $300K-$500K more over the life of the loan. That's [censored] sick.

Having good credit is a HUGELY important thing. I don't think this gets emphasized enough to the youth. With all those other lame orientation things they have for freshman in college, they seriously need to spend a few hours going over this [censored]. And they need to stop allowing those damn credit card companies to set up booths on campus giving away T-Shirts and crap in exchange for years of screwed up credit.