Why aren't more people using Moneygram for Stars?

[sterbz]

Am I missing something here? Just read through all of the details and haven't found anything that would deter me from using this option for a new deposit. It easily seems like the best one for anyone who wants more than a couple hundred bucks in their Stars account, and is debating between these ridiculous virtual visas that continue to be weeded out, opening a new e-wallet, risky p2p transfer, etc.

$9.95 flat fee to fund up to $2.5k, and the deposit hits your Stars account within an hour. Two agent locations are within 2 miles of my place, and both are in huge superstores.

Is it a matter of pure laziness?
Are the only people wanting to deposit doing so for a couple hundred or less?

Those are the only legit reasons I can come up w/, outside of not having a Stars account.

Flame away, or oblige w/ an intelligent response.