Talking to a Financial Advisor Tomorrow

[Im_Your_ATM]

I'm a senior in college and although I'm not sure my overall plans post-graduation I'd like to get some of my finances in order. Basically I feel stupid about all the opportunity cost I've wasted due to my money sitting in a 2% interest bank account. My dad mentioned that his mutual funds got an 18% return last year and that really made me feel dumb.

I'm going to be traveling this summer and after that I don't know. I might go get my MBA not this fall but next so that's a big financial concern. Poker has been good to me so no debt either. Also going to H&R Block to figure out how much I owe the government for poker this year.

What should I do with my money? Are mutual funds < index funds? Is the only difference in index funds the amount of money paid for their upkeep? Best money market account online? Can money markets lose money? Buy investment property as soon as possible?

Lots of questions but even if you could answer one I'd appreciate it.