Beat : Stepmom or her relatives scammed me good

[TyFuji]

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Don't check your credit report tooooo many times in the near future, though. With all of these different institutions repeatedly accessing your credit information so close together your rating will go down.

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accessing your own credit report doesn't affect your credit score.


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You're wrong.

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No it's called a soft pull. Has zero effect on you credit.

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Pwned.