Ok, so I've found my Foster City home....time for a mortgage

[Strickly Bidness]

Fellas,

Thanks for the help on my thread last week. Now Im ready to buy the house in Foster City. Thing is, many mortgage brokers out there wanna charge me points on a loan for the house. Back in Indiana, I got my first house with no points and a very good rate (.5% less than market) by going with a broker via the chinese community (american brokers charge too much). Is it unrealistic for me to expect a mortgage with no points for a million dollar home? If not, what about .5% for orig fees?

TY,

SB