NL50: Overpair with nut flush draw facing huge bet on turn

[pureCra2z]

We both had a little over 100BB. Villian is 25/10/2 over 60 hands. I dont think he has a flush draw. Am i always beat here?


Ultimate Bet
No Limit Holdem Ring game
Blinds: $0.25./$0.50.
8 players
Converter

Pre-flop: (8 players) Hero is UTG with :ac :ah
[color=#cc0000]Hero raises to $2</font>, 6 folds, BB calls.

Flop: :js :qh :3h ($4.25, 2 players)
BB checks, [color=#cc0000]Hero bets $3</font>, [color=#cc0000]BB raises to $13.25</font>, Hero calls.

Turn: :4h ($30.75, 2 players)
[color=#cc0000]BB bets $20</font>, [color=#cc0000]Hero ????