What's your retirement nut?

[Scorpion Man]

Oh. Sorry for replying to myself here, but I left out something very important. IMO, the key to deciding when to retire is the ratio of what you have in savings vs. what you make in earnings. If, for example, you have $2m and have earnings power of $750k per year, you are nuts to retire. If you have $2m and earnigns power of $15k, it makes a lot of sense.

Also, I do not mean to suggest that people need $20m to retire. I understand that is a ton of money. I am just saying that most people who make millions just ratchet up their expectations and lifestyles.