Odds Questions

[Coz]

I probably sound stupid for asking these questions but I just want clarification because I think I am playing way to tight. I am new to MTT's and I think that my excessive tightness is costing me chips early on. These are No-Limit tourneys $1.20 on stars.

Situation #1: Very passive table lots of callers, no real reads on players, except for the fact that there are very few raises and your opponents to your left are unlikely to raise after all these limpers, you are dealt Q6s in middle position. You are getting 3.5-1 odds, call or fold? If you call what would be the minimum starting hand you would call with from middle position getting 3.5-1.

Situation #2- You are dealt ten duece suited on the button getting 9-2 odds. Do you call. And also same question what would be the minimum starting hand to call getting 3.5-1 odds in late position. And also does 9-2 odds make virtually any marginal hand playable.

Thanks for the responses.