"He who makes the money - makes the rules"

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who mostly borrow money to buy stuff they don't really want or need who have been conditioned to buy that stuff by brainwashing - sorry advertising

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Awfully arrogant of you to think you know what other people want or need.

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Really? - what do you suppose the majority of people spend all that credit card debt on?

I live on a planet where millions of people in the poorest part of the world live in less than $1 (one dollar) per day.

So I think it's safe to say that all the people in the western world don't really need all of the crap they spend money on to continue to live.

The whole of the advertising industry is based on the idea of getting people to buy products that they wouldn't otherwise want - so I think it's safe to say that the majority of things that people buy aren't things that they really wanted...