Social Security-a problem for the future?

[Vagos]

http://www.socialsecurity.org/

Here are some jaw-droppers.
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A medium income worker born after 1965 can expect a rate-of-return of less than 2% on his or her Social Security taxes.

Source: Actuarial Note 2004.5, Social Security Administration Office of the Chief Actuary, Table 3.


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Nearly two-thirds of those under 30 years old don't think Social Security will be able to pay them any benefit when they stop working. Fifty-seven percent of people 30 to 49 years old agree.

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Seems like a major problem, especially for a lot of younger people. Discuss.