Noob alert...do I call???

[ChuckyB]

Party $25 PLO/8
Hero has $95
Villain has $40


$11.40 in pot on turn. Hero first to act with two opponents.

Any 2, 3, 4, 5, 7 or 8 (21 outs) gives me the nut low. I have no chance to win the high.

Hero checks, check, villain bets $11.40...

I can't figure out if or why I call or fold here. Please help.


I lean to 'no' because I'd be betting $11.40 to draw at a chance to win $11.40 (even less because of the rake). And I have about a 50% chance of making the low...and even then I might get quartered.

Am I on the right track here?