|
|
|
|
#1
03-24-2006, 12:43 PM
|
|||
|
|||
I\'m bored too...ask ScottieK about the banking industry
It's a Friday, and I'm relatively bored at the office. So while I'm bored at the bank, you can ask me about the banking industry (specifically, business loans and financial analysis...but I can probably handle questions about credit scores, consumer accounts, etc.) If I don't know, I'll ask someone. I know it's not drugs or porn, but what the hell.
ScottieK 
|
|
#2
03-24-2006, 12:45 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
I am 20, should I get a credit card so I can just charge some stuff to work on my credit rating?
|
|
#3
03-24-2006, 12:52 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
[ QUOTE ]
I am 20, should I get a credit card so I can just charge some stuff to work on my credit rating? [/ QUOTE ] Establishing a good credit history will improve your credit score, which will help you in future purchases (car, apartment, home, etc.) If this is your first credit card, I suggest getting one with a low APR and limit, and charging something minimal but regular on it (like gas purchases.) Pay it off in full every month. It's also good to have in case of emergency. EDIT: I forgot to add....paying all your bills on time also improves your credit score. If you aren't doing this already, then adding on a credit card may not be a good idea. ScottieK
|
|
#5
03-24-2006, 12:55 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
[ QUOTE ]
Scottie, Thanks for offering your services. What do you think is the best method for ripping off a bank? ads. [/ QUOTE ] Work for one. [img]/images/graemlins/wink.gif[/img] Seriously, almost all hold-up men get caught. Besides cameras, security, dye packs, marked bills, and whatever else we've got, robbing a bank is plain stupid. As far as "cheating the system," I think that would be bank specific. Check kiters also get caught pretty regularly. ScottieK
|
|
#6
03-24-2006, 12:58 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
[ QUOTE ]
[ QUOTE ] Scottie, Thanks for offering your services. What do you think is the best method for ripping off a bank? ads. [/ QUOTE ] Work for one. [img]/images/graemlins/wink.gif[/img] Seriously, almost all hold-up men get caught. Besides cameras, security, dye packs, marked bills, and whatever else we've got, robbing a bank is plain stupid. As far as "cheating the system," I think that would be bank specific. Check kiters also get caught pretty regularly. ScottieK [/ QUOTE ] Come on Scottie. That's lame stuff. We all know that banks get ripped off all the time by conmen. Give us some juicy bits.
|
|
#7
03-24-2006, 01:07 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
[ QUOTE ]
Come on Scottie. That's lame stuff. We all know that banks get ripped off all the time by conmen. Give us some juicy bits. [/ QUOTE ] All the time? I doubt it. Tellers are trained to spot cons, and branch managers are consulted on transactions above a certain dollar limit. Not saying it's impossible. I think that a successful con would have to include an inside man. Tellers who try to cheat the system almost always get caught. Did anyone see Heist (new NBC show) on Wednesday? I thought that bank robbery was pretty cool. ScottieK
|
|
#8
03-24-2006, 09:29 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
[ QUOTE ]
[ QUOTE ] Come on Scottie. That's lame stuff. We all know that banks get ripped off all the time by conmen. Give us some juicy bits. [/ QUOTE ] All the time? I doubt it. Tellers are trained to spot cons, and branch managers are consulted on transactions above a certain dollar limit. Not saying it's impossible. I think that a successful con would have to include an inside man. Tellers who try to cheat the system almost always get caught. Did anyone see Heist (new NBC show) on Wednesday? I thought that bank robbery was pretty cool. ScottieK [/ QUOTE ] I recently worked for a bank and while there are many steps in place to stop ripping off the bank, they are easily just brushed off or "OK"ed because the manager is lazy/busy. There was a group who had a worker in a hospital and a worker at the DMV. They were taking patients info, getting a license made with someone elses photo, then coming in and cleaning out the accounts. One day a guy comes in wanting to make a LARGE withdrawal from both checking and savings. He was acting very shady and since it was a large limit I had to get a manager to sign-off. So I go to the managers office and tell him I think something is up and he just comes out there and OKs the transactions. The next day..."Hey you know that guy yesterday? Yeah that was a scam." I also worked at a bank that got robbed. The single best day I had while working at a bank.
|
|
#9
03-24-2006, 12:58 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
Why can't you bitches work some hours that working people can get to? People with jobs are the ones with money - be open when we're not working.
|
|
#10
03-24-2006, 01:04 PM
|
|||
|
|||
|
Re: I\'m bored too...ask ScottieK about the banking industry
[ QUOTE ]
Why can't you bitches work some hours that working people can get to? People with jobs are the ones with money - be open when we're not working. [/ QUOTE ] LOL I do dig banker's hours. Even though I work 8 to 5, and the branch is open 9 to 4, I rarely work overtime. I'm not a teller or branch manager, but I do know that more banks around here are keeping weekend hours. Our branch stays open until 6pm on Fridays so workers can cash their paychecks after work. I suspect most of this has to do with opening and closing procedures, like counting down drawers and safety precautions. FWIW, I make all my check deposits at an ATM instead of waiting in line at the teller. I can make a deposit at any time this way. Never deposit cash with this method though, you're just asking for trouble. ScottieK
|
 |
|
|
Hybrid Mode
